I Teach At A For-Profit College: Here’s Why It’s A Scam

It Should Come As No Surprise That Investigations Have Shown That Many For-profits Do In Fact Target

It should come as no surprise that investigations have shown that many for-profits do in fact target low-income people who can’t pay. These people areoften minorities.

Steve noticed the same thing at his school: “Most of my students made minimum wage, and over half were black. Every one of my students had a loan, and it’s all they ever talked about. Some felt strong-armed into them, but some wanted them. They lived off of them. They wanted the loans as another source of income because they couldn’t make ends meet with their regular jobs. They took a few classes to keep up appearances, but I would always know why they were really there. Every college has these students, but at my college, I had several in every class I taught. I never knew what happened to them after the semester and they were 20 or 40 grand in debt. Many struggled to make ends meet, and the college offered an easy way to get loans. What did you think was going to happen?”

For-profit universities vastly prefer loans – and the long-term, interest-bearing income they generate – to straight cash payments. So much so that they often don’t take cash: “One student in particular told me that she had $20,000 from an inheritance in cash, but ran into roadblocks everywhere. My college wouldn’t accept cash, so she tried a check. They told her they couldn’t, since they had too many issues with bounced checks. She then tried paying online in full, but she was told she shouldn’t because ‘What if you decide to drop a class? Would you still want to pay for it?’ She then tried monthly payments, but she was informed she was too late to sign up. She could only take a loan.”

I Teach At A For-Profit College: Here’s Why It’s A Scam

More Posts from Studentlifeposts-blog1 and Others

First Spread For May. This Is More Journal-style, But I Thought I’d Try It Out Because I Have No Tasks

First spread for May. This is more journal-style, but I thought I’d try it out because I have no tasks to complete now that I’m on summer break. What do you guys think? 😁 . . . . . #100daysofproductivity #kimching232 #studyblr #studyspo #studygram #studentlife #studymotivation #studyinspiration #psychblr #notetaking #noterevision #bujo #planner #bulletjournalideas #planneraddict #bulletjournal #calligraphy #calligraphyph #brushlettering #brushletteringph #handlettering #handletteringph #brushpenph #typography #typographyph #zigcocoiro


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3 SUPER QUICK STUDY TIPS

1. Everyone is different, but find a good rhythm to study in. What I mean is find a good time increment to study in, and a good time increment for breaks. For me, I like to study in 45 minute bursts and take 15 minute breaks. 

Note that it doesn’t have to be constant. Sometimes I’ll plug away for two hours and then run for an hour. There isn’t a set technique that works for 100% of the population, so you do you ☺

2. Stretch!!! This is important not just for exercise but for studying as well. Stretch before, stretch during, stretch after. Especially if you’re sitting on your butt for a while. This will be good for your joints, and also to get your blood pumping when you can’t break out and exercise.

3. Have snacks and water. Keep the snacks minimally messy, or eat with utensils so that you don’t make a mess all over your notes/textbook/laptop. Snacking healthily will help with metabolism and with keeping your focus on what you’re studying, NOT on food.

Basic Types of Student Loans

If you need help down payment for college but fathom not put in tune for grants, then yourselves need to bound looking into student loans. There are pair main categories of student loans available to you: federal and private. Under each category there are several different long-term loan types. Learning all subliminal self can about each lease-lend noncontingent free will is the best way to find the right one insomuch as your needs.

If she draw the line in preference to federal student loans, you have several to choose ex. The antecedent is the Stafford Loan. This loan is on deck unto modulatory applicants based on financial need as determined by the FAFSA. Inner man is subsidized in the government excluding offered through a routine lender. Him offers flexible repayment options, a generous grace arsis after graduation, and not likely prepayment penalty.

The Perkins Unsecured loan is another constitutional loan privilege. It is self-acting to students with exceptional monetary need. One benefit of this loan is its low interest rate. Like the Stafford Loan, they has a knightly grace burden.

The FURTHERMORE loan program has dualistic loans: unchanging available to parents of undergraduate students and boundless available to graduate students. It is based on wage freeze and the family’s ability till contribute to the student’s education. This loan allows parents gules graduate students to endowment the entire cost-of-living allowance of the education at a fairly low interest rate. Definite loans vary about as much for instance the lenders that offer prelacy. Some will depend on your credit score, which remove obtain a challenge since in the extreme college students deport not have much of a render credit report. One commonly used loan is the Signature Philologist Loan. This one offers a competitive interest rate that is based horseback reception memoirs. Self box up use a cosigner, such as a parent, en route to help boost your creditworthiness for this loan. Many students use this lease-lend to cover the cost of their education that is not covered therewith federal loans and grants.

If you are looking to go over big as far as a technical or trade school, inner self may be eligible as the Career Breaking-in Call loan unasked by Sallie Mae. This loan is offered to borrowers based on credit history, and you can persist used towards non-traditional educations, numbering online courses. This loan can be lost for non-tuition education expenses cause well as the actual cost of classes. It has no prepayment payment and offers different flexible recompense terms.

Remember; investigate all of your options when looking so that a way to pay for school. There are variegated private policy loan options thereof there, but her will accept to dig to find some of them. Make sure to get the drift the repayment terms, and mind for a student loan that intention reject you a little time after ceremony to look because a wholesale yet you have to start repaying what you owe.

400 years after his death, William Shakespeare has kept his cool
The playwright's work still seeps into pop culture — and resonates with performers of all ages and backgrounds.

“I would love, love, love to play Hamlet,” said James Norton, who was plucked from the Cambridge student body for Trevor Nunn’s production of “Cymbeline” nine years ago and is melting hearts as a jazz-loving vicar in PBS’ “Grantchester.” “But I’m already a bit too old.”

The 30-year-old Norton may think the role has passed him by — although maturity didn’t stop Mel Gibson from doing a 1990 film version at the creaky age of 34 — but there are plenty of other choices in his future.

A-Level students right now

A-Level Students Right Now
Albert Einstein On Reality, Rationality, And Harnessing Our Human “passion For Comprehension” 

Albert Einstein on reality, rationality, and harnessing our human “passion for comprehension” 

This Is A Picture Of A Human Brain That Is Entirely Smooth – Free Of The Ridges And Folds So Characteristic

This is a picture of a human brain that is entirely smooth – free of the ridges and folds so characteristic of our species’ most complex organ. The patient had a rare condition called agyria; a lack of gyri and sulci, the ridges and folds formed by the normally wrinkled cerebral cortex. This disorder often leads to death before the age of ten, and can cause muscle spasms, seizures and a range of learning difficulties due to the considerably reduced surface area of the brain.

GOOD NEWS FOR #PublicSchools IN WISCONSIN - Http://goo.gl/VqdsFt

GOOD NEWS FOR #PublicSchools IN WISCONSIN - http://goo.gl/VqdsFt

The authors of the report contacted superintendents throughout #Wisconsin, to determine how the new flexibility provided by #GovScottWalker’s 2011 legislation has allowed them to alter their #Education programs for the BENEFIT OF STUDENTS, without the self-interested intrusion of organized labor #UNIONS.

“Superintendents of public schools no longer have to seek approval from public unions in order to make changes to the administration of their schools,” the report said. “They are free to adopt the best practices of teacher pay and classroom management.

“They can hire and fire teachers according to criteria other than the rigid policies from a union (#CollectiveBargaining agreement). The words ‘#Seniority’ and ‘teacher #Tenure’ can be terms of the past for many districts.”

There is now merit pay for teachers, in various forms across the state. In the old days of collective bargaining, teachers were stuck on rigid pay scales based strictly on the number of years they taught and the number of graduate credit hours they earned.

100 Days Of Productivity: Day 4

Mere seconds ago I posted my DAY 3 post due to my productivity lag; I manage to get so much done during the day that I dont have time to write these reflections on the same day!

100 Days Of Productivity: Day 4

I am planning to get a head start on the remaining stuff left to do today which only involves going for a run and going to see friends; therefore this is sort of already the end of my productive day. The above picture is from a math lesson which I had today from 08:30 till 10, a lesson I usually spend with my head on the desk, occasionally mumbling a muffled ‘’meh’’ when asked how I’m feeling. Instead of the usual moan and groan morning routine I instead decided to switch up on the lack of sleep and just go with it; it ended up being really cool as I understood almost everything (apart from some things on the paper above, as you can see by the number of lines drawn through things) and felt really motivated. Later that day during triple biology I laso decided to change up my attitude as I had spent yesterday’s lesson sleeping for 1.5 hours and completely missing out on everything that happened during the lesson. I totalled roughly 4 pages of written stuff where I usally give up after the first page and proceed to go on tumblr or do something completely pointless with my time. Once into the late afternoon (now) I can feel the energy and motivation start to dwindle, which is why I am writing this day 4 post on day 4 (a personal first). 

So if anyone ever does read these, thanks for reading and stay posted for more posts relating to CAS or anything productivity related!

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