HSMTMTS 4.08 | Born To Be Brave

Elend Venture, Reading at the Ball by Rachel J Russon

(some of) the gossip girl fandom in a nutshell

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

I was thinking about the southern raiders again and i think one of the reasons i love it so much, is that despite not being in the group for very long, zuko immediately understands what katara needs to do more than anyone else in the group and takes it upon himself to give it to her - peace and to earn her forgiveness.

it's not really about revenge, its about confronting her trauma head on. ripping the monster from under the bed so it can no longer haunt her.

i like that zuko never puts an idea for what she has to do. it's actually aang who brings up revenge. zuko never says that's what she must do, and when she snaps back at Aang that hell, maybe revenge is what she needs, zuko doesn't shut her down either. its absolutely up to her.

the argument between aang, katara, zuko and sokka is telling - aang, while well meaning, can't understand katara's perspective. aang's pain is vast and deep and he has processed/is processing that in his own way, but what works for him, will not work for everyone. zuko sees katara's anger and it resonates with him - that is something he can understand.

I just love that zuko offers to find the man, and then goes all out defending katara's need to confront him. she needs this.

Here's the argument:

KATARA: We're going to find the man who took my mother from me. ZUKO: Sokka told me the story of what happened. I know who did it and I know how to find him. AANG: Um ... and what exactly do you think this will accomplish? KATARA: [shakes her head in dismay] Ugh, I knew you wouldn't understand. [begins to walk away] AANG: Wait! Stop! I do understand. You're feeling unbelievable pain and rage. How do think I felt about the sandbenders when they stole Appa? How do you think I felt about the Fire Nation when I found out what happened to my people? ZUKO: She needs this, Aang. This is about getting closure and justice.' AANG: I don't think so. I think it's about getting revenge. KATARA: [angrily] Fine, maybe it is! Maybe that's what I need! Maybe that's what he deserves! AANG: Katara, you sound like Jet. KATARA: It's not the same! Jet attacked the innocent. This man, he's a monster. SOKKA: Katara, she was my mother, too, but I think Aang might be right. KATARA: Then you didn't love her the way I did! SOKKA: [hurt] Katara! AANG: The monks used to say that revenge is like a two-headed rat viper. While you watch your enemy go down, you're being poisoned yourself. ZUKO: That's cute, but this isn't air temple preschool. It's the real world. KATARA: Now that I know he's out there ... now that I know we can find him, I feel like I have no choice. AANG: Katara, you do have a choice: forgiveness. ZUKO: That's the same as doing nothing! AANG: No, it's not. It's easy to do nothing, but it's hard to forgive. KATARA: It's not just hard, it's impossible.

but I also love that because none of this happens without zuko's knowledge.

zuko is just the means to an end, and he's okay with that. What katara ultimately decides to do is up to her;

but zuko is going make damn sure he's there to make sure she's able to make that decision:

they make it to the southern raiders and zuko charges in, deflects the commanders fire and when he asks them who they are, zuko responds perfectly. he's angry for her. he never tries to make it about himself and his actions confronting the Southern Raiders Commander and Yon Rah reflect this:

COMMANDER: Who are you? ZUKO: You don't remember her? You will soon, trust me. [katara starts bloodbending him. zuko looks shocked for a moment, before quickly returning his attention back to the commander] ZUKO: Think back. Think back to your last raid on the Southern Water Tribe. COMMANDER: I don't know what you're talking about. Please, I don't know! ZUKO: [bending down closer to the commander] Don't lie! You look her in the eye and you tell me you don't remember what you did. [katara realises he's not the man, says as much and begins to walk away. zuko realises he still has a role to play to help katara] ZUKO: [grabs the weak commander and pins him to the wall] If you're not the man we're looking for, who is? COMMANDER: You must be looking for Yon Rha. He retired four years ago.

He does it again when they confront Yon Rah:

[Yon Rha is walking. he stops and turns around once more] Nobody sneaks up on me without getting burned! [drops basket of vegetables and firebends at a nearby bush] sensing no one, he picks up the fallen vegetables and continues on his way. He unknowingly steps on a thin wire, causing him to fall into the mud. He tries to get up only to see a fire blast coming his way which he quickly avoids. Zuko appears before him. ZUKO: We weren't behind the bush. [zuko takes a step forward to threaten him] And I wouldn't try firebending again!

After this, zuko steps back and lets katara handle it in the way she sees fit.

even its inferred that zuko thought it was violence that katara needed by what he says to aang at the end of the episode;

ZUKO: You were right about what Katara needed. Violence wasn't the answer.

the point is he never says it to her and he keeps that largely to himself and when she decides to spare his life, while visibly shocked and hangs back a moment to glare at yon rah, he respects katara's decision and sees that's what she needed:

basically what im saying is that whether you ship them or see them as friends, their dynamic is immediately compelling, interesting and respectful.

MAYBE IT’S FRIENDLY

cardan’s letters to jude in a nutshell

That’s a waste of pap— that’s a waste of grief, begging, love and I quote, “indiscreet promises”

the “I expect you to come back now that everything is settled” letter

lol the “I want you to come back but I don’t want to say it so just come be angry at me closer” letter

The second half part though- 😭. the “just come home I don’t care what you do to me but just COME BAAAACK” letter

Cardan be like: tf does this queen think she is not responding to my letters, AKA the “YOU HAVE NEVER DONE MORE OF A SIN THAN THIS JUDE DUARTE” letter

Also cardan: yeah I’m doing something wrong, how about I address this to The High Queen of Elfhame, ha this will definitely work AKA the most heartfelt, poetic and longest letter

At this point cardan just gave up and started doing what he does best: writing Jude’s name in an angry, passionate and grieving fashion. This is called the, “ I give up you win” letter.

everything, everywhere, all at once

Hi everyone, I’m struggling to pay rent so I’m doing emergency commissions so if you want a bust or torso of your fave character or oc please consider commissioning me

Bust - £15 or $19usd

Torso - £25 or $30usd

All drawings will be fully coloured like the ones in the picture above, if you want sketches or lineart please dm me and we can work out another price