𝐓𝐀𝐆𝐒

Introduction

Hello! If you've found your way to this blog, congratulations! Or condolences, if the circumstances that brought you here suck. Either way, welcome!

I am someone who works in the health insurance field (and will be remaining anonymous due to my obligations to my employer), so I've got some insider tricks. Not only that, I have multiple chronic conditions which means I've dealt with insurance from both ends.

The purpose of this blog is to help people (Americans, mostly) understand health insurance, how it works, and how to make it work for you.

All this to say, I see a lot of bullshit in my day to day life. I watch people pay more than they should or not receive the care they need because of a lack of understanding and knowledge.

I want to change that, one person at a time.

Below the cut are important posts and resources for basic information. Always feel free to write an ask if you don't see your question answered or want more detail.

**Disclaimer: No information on this blog is legal or medical advice. This is meant to be a resource for common questions or problems people run into. All information on this blog is generalized, and may not apply to your health insurance policy. This is based solely on my experience and is not binding information. The information here does not reflect the opinions or policies reflected by my employer. Always consult a medical professional for health questions, your insurance policy for benefit/claims questions, or a lawyer for legal advice.**

Basic Terminology

Types of Insurance Plans

Calling Your Insurance

So you want to make a doctor appointment...

Preventative vs Routine Services

Investigate Your Providers

Medical Malpractice/Lawsuits

What the &$#* is a claim?

My claim got denied...now what?

How to Pay Your Bill

Collections Agencies and Credit Scores

Medical Binder

HIPAA Part One

Resources:

United States Preventative Services Task Force

Healthcare.gov Preventative Services

Some people don’t want to hear this but sometimes accessibility is not sustainable or eco-friendly. Disabled people sometimes need straws, or pre-made meals in plastic containers, or single-use items. Just because you can work with your foods in their least processed and packaged form doesn’t mean everyone else can.

[Text ID: "Just in case you needed to hear it, you deserve to be treated by a medical professional who listens to you, believes you, who never makes you question yourself, and who dies everything they can to help you."

By: chronicloveclub

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Alexithymia sucks. This chart helps!

How are you feeling? You don’t know? Me neither! So I look at this chart several times a day (got reminders set on my phone) to check in on how I’m feeling throughout the day. I’ve been doing it for a few months, and it’s actually getting a lot easier to identify how I’m feeling.

Pro tip: some people have to rely more on how their body feels to tell them what they’re feeling emotionally. Work on trying to identify how certain emotions feel in your body. Work in broad strokes at first, before working on identifying more specific emotions. For example, try to notice how sad, happy, angry, and afraid feel. Where in your body do you feel them? What physical sensations go along with the emotions? It’s different for everyone!

The more often you practice, the better you’ll get at it. This is all straight from my therapist and it’s how I’m finally feeling my feelings after years of dissociation.

PSA as we go into spooky season and people start using activated charcoal to make foods look spooky.

It's too hot to exist. 🥵

Stay safe, SpoonieStrong fam. 💙🥄

📷: brainsandspoons

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