Bc Why Not 111✨

Bc why not 111✨

so I got into grad school today with my shitty 2.8 gpa and the moral of the story is reblog those good luck posts for the love of god

financial knowledge for the girlies 🤍🍓💸

Develop a budget: Creating and sticking to a budget can help you better understand your income and expenses, and learn how to prioritize your spending.

Save regularly: Saving money is crucial for achieving financial stability. You can set up automatic transfers to a savings account so you won't be tempted to spend the money.

Pay off debt: High-interest debt can hinder your financial progress. Make a plan to pay off your debts and focus on high-interest debts first.

Invest wisely: Investing can help your money grow over time. Look for low-cost index funds, which can give you broad exposure to the market at a low cost.

Understand compound interest: Compound interest is the interest you earn on interest. By investing consistently, the power of compound interest can help you build wealth over time.

Research before making big financial decisions: Before making a major decision, such as buying a house or car, research different options and weigh the costs and benefits.

Learn from your mistakes: Every failure or setback can teach you something valuable. Use these experiences to inform your future financial decisions.

Get professional advice: Seek advice from a financial advisor if you're unsure about your financial decisions. They can provide guidance on investments, retirement planning, and tax strategies.

Be aware of scams: Scammers can take advantage of financial illiteracy. Be cautious when someone offers an investment that's too good to be true.

Continuous learning: Financial knowledge is constantly changing, so stay informed by regularly reading financial news, books, and attending classes or webinars.

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atiredsisyphus

3 years ago

soon I won’t cry when I think of him

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atiredsisyphus

3 years ago

Short Description of DBT Skills

This is just a short directory to explain, in one sentence or two, what these concepts mean, and what the use of each skill is by defining it. Come to this page if you can’t remember what IMPROVE or DEAR MAN stands for, but don’t want to have to read the long post that introduced those skills on SBD.

See the DBT Skills Masterpost for posts that go into each of these skills or sets of skills in depth.

Mindfulness Skills:

Wise Mind: The Wise Mind is the balance between Emotion Mind and Logic/Reasonable Mind

Observe: Notice without getting caught in the experience. Experience without reacting to the experience.

Describe: When a feeling or thought arises, or you act, acknowledge it with a description of the thought or action or sensation, etc. Describe to yourself what is happening and label your feelings.

Participate: Enter into your experiences, act intuitively, be completely immersed in the experience, in the present.

Non-Judgmental: See, but don’t evaluate. Focus on the “what” happened, not on what “should” or “should not” have happened.

One-Mindful: Focus on the moment–do one thing at a time and completely focus on what you are doing or whom you are with. Let go of distractions.

Effective: Do just what is necessary in a situation to achieve your goals. Focus on what works, and direct your efforts there. Act skillfully, because the more you practice acting skillfully, the more Effective you will become at attaining your goals.

Distress Tolerance Skills:

STOP: Stop, Take a step back, Observe, Proceed Mindfully

TIP: Temperature, Intense Exercise, Paced Breathing/Paired Muscle Relaxation/Progressive Muscle Relaxation (used to change your level of distress quickly)

Distract using Wise Mind ACCEPTS: Distract yourself with Activities, Contributing, Comparisons, Emotions, Pushing away, Thoughts, Sensations

Self-Soothe: Use the senses (vision, hearing, taste, smell, touch) to soothe your physical self in order to make your emotions less painful.

IMPROVE the Moment: Improve the moment with Imagery, Meaning, Prayer, Relaxation, One thing in the moment, Vacations, Encouragement

Pros and Cons: Examine the short term and long term pros and cons of acting and not acting on your urges/impulses using a chart.

Radical Acceptance/Reality Acknowledgement: Acknowledge what is, let go of fighting or denying reality. Use TURNING THE MIND to commit to acknowledgement over and over again.

Interpersonal Effectiveness Skills:

Clarified Priorities: What is most important to you in this interpersonal interaction 1) Obtaining your objective, 2) Maintaining the relationship, or 3) Maintaining your self-esteem/sense of self-worth

DEAR MAN: Describe, Express, Assert, Reinforce, stay Mindful, Appear confident, Negotiate (used for saying “no” or asking for something; obtaining your objective)

GIVE: Be Gentle, act/be Interested, Validate, use an Easy manner (used for maintaining a relationship)

FAST: Be Fair, no Apologies, Stick to values, be Truthful (used to maintain your self-esteem/sense of self-worth)

Emotion Regulation Skills:

PLEASE: For reducing vulnerability, treat PhysicaL illness, balance Eating, avoid mood-Alerting drugs (as in street drugs or non-prescription drugs), balance Sleep, get Exercise

ABC: Accumulate Positive Emotions/Experiences: For reducing vulnerabilities in the Short Term: Do pleasant things that are possible now. For reducing vulnerabilities in the Long Term: Make changes in your life so that positive events will occur more often. This helps “build a life worth living for you.”

ABC: Build Mastery: Engage in activities that make you feel competent and in control.

ABC: Cope Ahead: Cope ahead of time with emotional situations. Rehearse a plan ahead of time so that you are prepared to cope skillfully with emotional situations.

Opposite Action: Change emotions by acting opposite to current emotions/urges. Used for when emotions don’t fit the facts of a situation.

Check the Facts: Check out whether your reactions (emotional or behavioural) fit the facts of the situation. Changing beliefs and assumptions to fit the facts can help you change your emotional reactions to situations.

Problem Solve: When the facts themselves are the problem, solving emotional problems consistently and effectively will reduce the frequency of negative emotions and increase your sense of competency in regards to dealing with these emotions/urges.

-Pandora

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