Budgeting

Hi everyone,

I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:

Budgeting

The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:

* keep track of what you are spending

* help you to avoid going overdrawn on your bank account by spending money that you don't have

* decide whether you can afford to buy something that you would like

* deal with debt by planning repayments that you can manage

* work out how much money you may have to save.

Bank, building society or post office accounts

Most people now have one of these types of account. The benefits of these are:

* it will keep your money safe

* you can pay bills more simply by direct debits or standing orders

* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult

* benefit payments can only be paid into an account

* you can have a debit card, making it easier to pay for purchases and you can shop online

* you may be able to earn interest on the money you have

* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services

* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad

* your bank or building society may be able to give you an overdraft or loan.

Debit, credit and store cards

There are a number of different cards that you can use to make a payment. These include:

* cashpoint and debit cards

* credit cards

* store cards.

Borrowing money, making payments and debt

It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:

* borrowing money from family or friends

* having an overdraft

* taking out a personal loan or secured loan

* applying for a credit card.

The full article will be below, as it goes into more detail. I hope this helps many of you.

National Autistic Society

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Oh it's no problem ;3

I'll take care of you since you're struggling after having just moved out, I can be the big babysitter that helps keep you in line ^.^

It's hard stepping out into the world and living on your own, isn't it?

Oh no, it's okay~ Don't you worry~

I'll take over ;3c

I'll show you how fun it is to finally be a true grown up ^.^ *I'll* be the grown up, and you can just do as I say so you can watch and learn~

Nooooo~ It's not taking advantage~

You hired a babysitter, I'm in charge of the dummy :3

I mean you're obviously a dummy, who asks for a babysitter at your age?

Now come over here, I'll show you what "taking advantage of" really feels like~

It really is a shame you can't tell anyone all the disgusting things I do to you because it would only make You look bad~ It'd show everyone how pathetically malleable you are ^.^

How you gave in and obey my every word and I didn't even have to try~ You offered to pay me for this! You came to me and asked for this help!

How embarrassing ^.^ Far too pitiful to admit~

Now. Get on your knees and put that mouth to a much better use than all this talk~ Your babysitter has had a long day and deserves to relax after putting up with such a dummy (=•ω＜=)

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